The here are many loopholes for pricing but if you are in the USA there are a few universities that have foreign campuses that pricing is expensive in their country they’re hosted but 50-80% cheaper then USA. One example for Japan is Temple University. One Semester is about 1 million yen or about 6000 USD. Gives you an excuse to be in Japan. And get a degree. They have a campus also in Italy but priced more higher.

There are also American campuses in China but the price is near same same as USA!

On a similar thought, you can also do an English degree in Asia or east Europe too but for USA they may not be recognized but it’s an interesting path. I debated heavily doing an English degree program in China because it’s very very affordable, and like you I need to do it in person to pick up the language and do school work.

Tl;dr I’m assuming you’re American, if you are Temple University may fit the price for doing it in Japan and they have a computer science course, among many and a full no credit transfer to four year would cost 35~40,000 total outside rent, food, etc.

There is also opportunity cost. Assuming once again you’re from the USA, 120k/yr is the norm and most degrees are four year programs. You are giving up 560k in your prime for this, and maybe more.

I’m in the same age group, no degree and debated this as well. I’ve tried to balance remote work and WGU, and I just can’t. Work nor Uni is hard or demanding but I just feel tired and once I get off a pattern by missing school for work or other life events it’s hard to catch up and double down.

— Another is self study with WGU, one semester is about 6 months and many people can graduate in 6 months, but, online.