> Here in the seismically stable UK
I don't think the US has enough seismic activity to be much different. Chile and Japan do fine with solid construction and periodic 6-8 Richter earthquakes. California is allegedly a seismic state within the USA and it rarely sees a 4 degree one, and when it happens it makes it to the US national news (and sometimes even to the news back home, but as a comedy break because people don't even think about getting out of bed if it's not a 6).
I'm not sure about hurricanes, but maintenance can't be much different as rotten wood and moldy bricks are both a problem. Maybe insulating bricks is more expensive?
> This lesson is taught in history classes to 10 year olds, and they don't tend to go into other countries' construction traditions, or reasons not to use bricks.
Cultural differences don't help here, in the US people think about rebuilding homes way more often than people in Europe, so there's this mindset that the home doesn't need to last that long because it will be rebuilt anyways. This shorter life span, "freedom" and profits thanks to lower costs also call for little regulation that forces the building code to aim to survive the regional disasters from the past 60+ years. California's fire code is probably an outlier, but SF had to burn down for the regulation to come out.
I think you underestimate the frequency, strength, and geographic distribution of strong earthquakes in the US. There is nothing comparable in Europe. You have to engineer for the strongest earthquake, not the average one, and on the US west coast that is M8-9+ depending on the specific location. The construction techniques in Japan and US are very similar because both have similarly extreme earthquakes.
The entire western third of the US is has several M7+ earthquakes per century, with a M6 every couple years, and the occasional M8-9+. The 1964 Anchorage earthquake was stronger (M9.2) than the 2011 Japanese earthquake that caused the great tsunami.
In the eastern US, there is a giant seismic zone that had multiple M8+ earthquakes in the 19th century. These were so powerful they changed the path of the mighty Mississippi River. People forget about it because it hasn’t had a large earthquake in over a century.
A lot of R&D is done on new construction techniques for extreme earthquake risks. The challenge with reinforced concrete is the absurd amount of reinforcement and steel you need to make it survive an earthquake that strong, which makes construction slow and expensive. The state-of-the-art doesn’t use reinforced concrete at all, even in skyscrapers; they use specially designed welded steel plates and fill the empty spaces with poured concrete.
The US has an anomalously high exposure to natural disasters as an accident of geography. For example, people often forget just how many active volcanoes there are in the US, including multiple super-volcanoes. While I live in an area well-known for its M9+ earthquake and tsunami risk, I can see three active volcanoes from my kitchen window.