Part of this is that homes are too fancy and large. All of that translates into elevated costs and risks.
If people like them, they are not too big or too fancy.
It is if they cannot afford them. Most people would love far more than they can afford, but reality wins.
The problem with "people should aim lower" type arguments is eventually everyone is living in a tent.
The problem with slippery slope fallacies is, well, they are a fallacy.
I also see you coupled it with the strawman fallacy, since I didn't claim anything as wide ranging as "people should aim lower."
Pretty impressive to pack so much poor reasoning into one sentence.
Spending within what one can afford is a long running method of resource allocation which has served mankind for millennia, and mankind is now living at a higher standard of living than any point in history.
>> Part of this is that homes are too fancy and large. All of that translates into elevated costs and risks.
I was originally responding to the above parent comment. Agree, if you can't afford it, don't buy it.
Also, they are not building small homes anyway.
Developers here in the Midwaste aren't going to put a cheap house on a lot if they can instead put a 3500 sq. ft. home and get triple the profit.
And if the developers can't sell that house because it's uninsurable, then they will stop.