No amount of microphones will ever be a bigger problem than a single compromising photo or video.
Then you're lacking fantasy.
For example, I'd not be happy having my voice auto-transcribed by some malware as I authenticate to my bank providing my SSN etc (which as an authentication method is of course horribly insecure, but that's a different discussion).
Of course, this will vary from person to person, but as mentioned above, just being able to mechanically cover a camera when required makes it less of an issue for me.
I'm with you. I can recover from nudes of me being on the Internet. That night even help me filter out friends that aren't really friends.
If someone drains my accounts, I'm definitely screwed.
I can’t think of much if anything which would be a compromising photo or video from my laptop, but conversations certainly are.
A photo may be merely embarrassing. You could get a lot of immediately useful information hearing my phone calls though.
I am dying for a compromising photo/video leak - I’ll finally be able to convince my wife to start OF channel :)