Carrentt 2 days ago

Fascinating piece of financial history I hadn't heard about. Imagine your government telling you to literally take scissors to your money, it's like a weird mix between arts & crafts hour and monetary policy. Though I suppose we're already halfway there with our modern central banks, just without the satisfying snip-snip sounds.

The Finnish experiment failing because people just deposited their cash in banks first is a classic example of Goodhart's Law in action. Or as I like to call it, "If you tell people you're going to cut their money in half, they'll find a way to keep it whole."

What's really interesting is Belgium's more successful approach, they went full scorched earth on 2/3 of their money supply and somehow managed to pull off an economic miracle. Makes our current inflation-fighting tools look rather tame in comparison. "Sorry, best we can do is nudge interest rates up a quarter point at a time.

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guenthert 2 days ago

Well, as fascinating as your government telling you to surrender all gold you might hold [1].

https://en.wikipedia.org/wiki/Gold_Reserve_Act

morkalork 2 days ago

How about your puppet government colluding with the soviet union to print a new currency in secret and surprising everyone with a currency reform over night:

https://english.radio.cz/when-savings-were-lost-and-dreams-s...

dr_dshiv 2 days ago

“By 1975, Americans could again freely own and trade gold.”

Woah.

eru 2 days ago

Turkey dropped six zeroes off their currency in the 2000s.

Technically, you could describe that as cutting 999,9999/1,000,000 of their money supply. (Especially if they had done a funny dance like the Finnish, where you would use some scissors to only keep the tiny top left corner of your old notes, and can exchange that for new ones.)

In practice, people saw the Turkish currency reform as merely a cosmetic change, not an actually reduction in the money supply.

See https://en.wikipedia.org/wiki/Revaluation_of_the_Turkish_lir...

pjc50 2 days ago

This is one of those measures that hyperinflation countries have to adopt for sanity, re-numbering the money.

The surprising case that worked is the Brazilian "Real": by renaming the currency as well as switching it to semi-controlled exchange rates, inflation was drastically reduced. https://en.wikipedia.org/wiki/Plano_Real

> Combined with all previous currency changes in the country's history, this reform made the new real equal to 2.75 × 1018 (2.75 quintillion) of Brazil's original réis.

(!)

pydry 2 days ago

Renaming didnt drastically reduce inflation. If it were that easy everybody would do it. It just allowed the government to reduce inflationary expectations while they did the legwork of throttling spending, etc.

If they hadnt done the legwork to reduce inflationary pressures this parlor trick would not have worked.

And, arguably, if they hadnt done it at all, inflation would still have gone down simply by reducing the inflationary pressures.

PrismCrystal 2 days ago

Romania dropped several zeros in 2005, so 1,000,000 became 100. As someone who was around at that time, I still tend to think of prices in the old system, which makes me look ridiculous to younger people and even most of my same-age peers.

Albania dropped a single zero way back in the mid-20th century, and yet even generations born long after that still think of prices in the old system. The first time I went to Albania, I was paranoid and made a scene in shops, thinking every shopkeeper was trying to rip me, a foreigner, off by quoting a price an order of magnitude higher. My face was red when someone finally explained how the country works.

Workaccount2 2 days ago

>In practice, people saw the Turkish currency reform as merely a cosmetic change, not an actually reduction in the money supply.

Because it is just cosmetic. Governments chronically think they can directly legislate more value into existence. They fail to understand that currency is just an intermediary for trading labor.

eru 1 day ago

No, no, at the time Turkey had actually done all the hard work of getting their currency (mostly) in order. They (or at least the technocrats running the central bank) knew perfectly well that they can't "directly legislate more value into existence".

The extra zeros were just a bit of an embarrassing hangover from wilder times in the past.

Alas, the quality of Turkey's monetary policy has since dropped again.

marcosdumay 2 days ago

Brazil has cut 3 zeroes from the currency many times.

It's actually no big deal if you change the currency name. Cutting the zeroes isn't supposed to have any impact except on making prices easier to write, so you only need to avoid confusion.

Sharlin 2 days ago

Would've been funny if you had been expected to literally cut out six zeroes from the notes.

In 1963 Finland also ended up shifting markka to the right by two, so that the old markka became the new penni (1/100 markka).

jmyeet 1 day ago

So it's not quite the same thing but the US government has historically performed a sovereign devaluation of its currency.

I am of course talking about FDR (Executive Order 6102). This made it illegal to own gold. You had to hand it in and get paid at ~$20/oz. After doing this, the US dollar (nominally on the gold standard at the time) was revised to ~$35/oz.