I have noted over my life that a lot of problems end up being a variation on solved problems from another more familiar domain but frustratingly take a long time to solve before realizing this was just like that thing you had already solved. Nevertheless, I do feel like humans do benefit from identifying meta patterns but as the chess example shows even we might be weak in unfamiliar areas.
Learn how to solve one problem and apply the approach, logic and patterns to different problems. In German that's called "Transferleistung" (roughly "transfer success") and a big thing at advanced schools. Or, at least my teacher friends never stop talking about it.
We get better at it over time, as probably most of us can attest.